StarBuyer™ Program for first time Homebuyers
As a Member of our StarBuyer Program Your Homeownership Advisor will Guide you Through Home Purchase. Your Advisor Will Provide:
- Individualized home buyer action plan specific to your needs.
- Negotiation with the banks to get you preapproved at the best rate possible.
- Home shopping guidance to get you the lowest price possible on your new home.
- Connection to the best home purchase & finance incentives available.
- Debt analysis and repair as needed.
- Free StarBuyer™ Classes Begin The Process.
- Before You Start Looking for a Home
- Finding a Home
- Understanding Credit
- Applying for a Loan
- After You Move In
- One-on-One Counseling
- Credit Analysis
- Review Credit Scores
- Address problems, if any, on your credit report
- Review Debt
- Assets Analysis
- Income Review & Verification
- Savings & Other Options for Closing Costs
- Determine if you qualify for special financing, including special lender finance programs
- Determine date for start of Mortgage Process
- Mortgage Readiness:
- Packaging and submissions of documents to bank for the Best Rate/Mortgage possible
- Preapproval in hand, shop and negotiate for the Best Price for your home
- Support in developing and working with your Homebuyer Team
- Processing and/or underwriting on StarBuyer™ Financing options (as required and available)
- Agreement on Size and Type of mortgage to match your future outlook
- Starter Home vs Ideal Home
Certificate of Mortgage Readiness
(Qualification for Lender special financing programs)